Interview questions
Payments & fintechEasySDE-1

Your wallet service stores each user's balance in a single 'balance' column and updates it on every transaction. Why would a payments team push back, and what would you build instead?

Asked at
CREDPaytmPhonePe

Think first

Answer out loud as you would in the room — clarify, give numbers, name the trade-off — then compare with the model answer.

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